⚡ Sub Service Bureau Partnership — By Application Only
Build Your Own Tax Empire. Under Your Brand.
Join APEX Tax Solutions as a Sub Service Bureau Partner. Resell professional tax software, control your fees, unlock bonus commissions, and build a scalable revenue business — without the massive upfront cost of going direct.
🔒 Eligibility Requirement: Minimum 250 Funded Bank Products Per Season
$5K–$20K
Bonus Commission Range
250+
Min. Bank Products to Qualify
7+
Revenue Streams Available
100%
Your Brand. Your Fees.
Are You Paying Over $200 in SB Fees and Getting Zero Bonus Commission?
If you’re filing 250 or more bank products per season and paying high service bureau fees — but receiving no volume-based bonus commission in return — your current service bureau is profiting off your hard work while you leave thousands of dollars on the table every single season.
⚠️ Signs Your Current SB Deal is Costing You:
Responsible for your entire staff’s compliance — and liable for every return filed under your EFIN.
- You're paying over $200 per season in service bureau fees and receiving no bonus commission
- You file 250+ bank products and have never received a $5,000–$20,000 volume incentive payment
- You have zero control over your software fees, transmission fees, or bank product markup
- You can't see where the fees on your client's bank product are actually going
- Your service bureau takes a cut of every return you file — without giving anything back
- You're using the same software but someone above you is keeping your money
- You have no ability to recruit your own preparers under your brand
If any of these describe your situation — it’s time to have a different conversation.
🏆 Volume Bonus Commission
Qualify for $5,000 to $20,000 in Bonus Commission Payments
At APEX, high-volume Sub Service Bureau partners who meet the 250 funded bank product minimum don’t just earn on their fees — they qualify for performance-based bonus commission payments that reward your volume and your growth. This is money most preparers never knew was available to them.
Entry Bonus
$5,000
Top Tier Bonus
$20,000
Eligibility requirement: Partners must fund a minimum of 250 bank products per season under their service bureau to qualify for volume bonus commissions. Bonus tier is determined by total funded volume. Contact APEX for a full breakdown of the commission schedule and to confirm your eligibility.
Understanding the Model
What Is a Sub Service Bureau?
If you’ve never heard the term — or if you’ve heard it but weren’t sure how it applies to you — here’s everything you need to know.
A Sub Service Bureau (SSB) is a tax professional or firm that contracts with an established service bureau — like APEX — to resell professional tax software under their own brand, while providing software access, support, training, and bank products to their own network of tax preparers.
Think of it like this: instead of paying a service bureau above you for access to the software and bank products, you become the service bureau for other preparers — and you earn on every return they file, every bank product they fund, and every fee you set.
The APEX partnership puts the infrastructure, software, bank product relationships, and compliance framework behind you — so you can focus on recruiting, supporting, and growing your own network without starting from zero.
🏢 You are the Service Bureau
Preparers in your network see your brand, pay your fees, and receive your support — not APEX’s.
💰 You Control the Revenue
Set your own software fees, bank product markups, transmission fees, and training charges.
🛡️ APEX Backs You Up
We provide the technology, bank product relationships, compliance support, and training infrastructure behind the scenes.
📈 Volume = Bonus
Fund 250+ bank products and unlock volume-based bonus commissions of $5,000–$20,000 on top of your regular income.
Revenue Streams
7 Ways You Make Money as a Sub Service Bureau
This isn’t a single income stream — it’s a business model with multiple simultaneous revenue channels, all under your brand.
Software License Fees
You set the price for access to your branded tax software. Charge a flat annual fee, a per-season fee, or a tiered package — you control the pricing and keep the margin.
Immediate revenue · Season start
Service Bureau Fee (Per Bank Product)
Every bank product funded in your network generates a per-return SB fee that goes directly to you. At 250+ returns, this is your single largest ongoing revenue source during tax season.
Recurring · Per funded return
Volume Bonus Commission
Fund 250 or more bank products and qualify for APEX’s performance-based bonus commission of $5,000–$20,000. This is paid out based on your total funded volume for the season — above and beyond your regular SB fees.
$5,000–$20,000 · Post-season payout
Technology & Transmission Fees
Add a technology fee to each return filed under your bureau — covering software access, e-file transmission, and data storage. Even a small per-return tech fee compounds significantly across a 250+ return season.
Per return · All season
Training & Consulting Fees
Charge your preparers for onboarding, annual software training, continuing education, and compliance training. This creates a profitable recurring revenue stream in the offseason when other income slows.
Off-season income
Audit Protection & Add-On Services
Offer audit assistance products, identity theft protection, and other ancillary services to your preparer network. You earn fees on each enrollment — another passive income layer on top of your core revenue.
Passive · Recurring enrollment
Annual Renewal Fees
Build a loyal preparer network and charge annual renewal fees for continued access to your branded software, support, and bank product enrollment. Year two is where the real compounding begins.
Recurring · Year over year
Eligibility Requirements
This Partnership Is Not for Everyone
We designed this program for serious, established tax professionals who are ready to operate at a higher level. Here’s what we look for.
Requirements & Qualifications
All partners must meet the following criteria to be considered for the APEX Sub Service Bureau program.
Active EFIN Required
You must hold an active Electronic Filing Identification Number (EFIN) issued by the IRS. This is mandatory to operate as a Sub Service Bureau and file returns under your network.
Minimum 250 Funded Bank Products
To qualify for the Sub Service Bureau program and the bonus commission structure, you must file a minimum of 250 funded bank products per season across your network.
Signed Service Bureau Agreement
All partners must execute a formal Sub Service Bureau agreement with APEX, which outlines your rights, responsibilities, fee structure, and compliance obligations.
IRS Compliance & Due Diligence
As a Sub Service Bureau, you are responsible for the compliance and due diligence of the preparers in your network. A solid understanding of IRS Circular 230 and preparer requirements is expected.
Existing Preparer Network (Preferred
Applicants who already have relationships with independent tax preparers or multiple office locations are strongly preferred — but not required. New SSBs with strong growth potential are considered.
Tax Industry Experience (Preferred)
While prior experience helps, it is not mandatory. APEX provides full onboarding, admin training, and one-on-one guidance. Motivated newcomers with a clear growth plan are welcome to apply.
⚠️ Please note: The 250 funded bank product minimum is a hard eligibility threshold for the bonus commission program. Partners who do not meet this volume may still access the Sub Service Bureau program at a base tier, but will not qualify for the $5,000–$20,000 bonus commission payments. Contact APEX to discuss your specific situation and volume projections.
What’s Included in Your Partnership
Everything APEX Provides to You
When you partner with APEX, you’re not just getting software access — you get the full infrastructure of a professional service bureau behind your brand.
White-Label Branded Software
Your preparers see your name, your logo, and your brand — not APEX’s. The software is presented as your professional tax solution.
Full Admin Control & Dashboard
Complete administrative access to your office network — manage users, monitor return activity, view bank product status, and oversee compliance in real time.
Bank Product Enrollment & Management
Your preparers are enrolled under your service bureau for bank products — RALs, Refund Transfers, prepaid cards, and check disbursements — all managed through your admin portal.
1-on-1 Onboarding & Admin Setup
APEX’s team configures your sub-bureau setup, trains you on admin controls, branding setup, and bank product enrollment — so you’re ready before your preparers activate.
Bilingual Technical Support (EN/ES)
Year-round support from APEX’s bilingual team — for you and your preparers. You get a dedicated point of contact so you’re never navigating issues alone
Training Resources for Your Network
Access APEX’s training materials, onboarding guides, and software tutorials — everything you need to train and support the preparers in your own network professionally.
IRS-Compliant Security & Encryption
Add as many preparers and offices as your business grows. There are no arbitrary user limits or per-license charges that penalize you for scaling your network.
Scalable Infrastructure — No Per-User Caps
Add as many preparers and offices as your business grows. There are no arbitrary user limits or per-license charges that penalize you for scaling your network.
Volume Bonus Commission Program
Fund 250+ bank products and qualify for APEX’s exclusive $5,000–$20,000 bonus commission. Your volume is rewarded — not just collected by the bureau above you.
Potential Income Illustration
What Could You Earn?
This illustration is based on a Sub Service Bureau with 10 preparers each filing 30 bank products — hitting the 300 funded bank product threshold.
| Revenue Source | Rate / Unit | Volume Estimate | Estimated Earnings |
|---|---|---|---|
| Software License Fees | $500 per preparer | 10 preparers | $5,000 |
| Service Bureau Fee (Bank Products) | $30 per funded return | 300 funded returns | $9,000 |
| Technology / Transmission Fee | $10 per return | 500 total returns | $5,000 |
| Training & Onboarding Fees | $200 per preparer | 10 preparers | $2,000 |
| Volume Bonus Commission (APEX) | 300 bank products = qualified tier | Entry-level bonus | $5,000–$10,000 |
| 💰 Estimated Total — One Season, 10 Preparers, 300 Bank Products | $26,000 – $31,000 | ||
The Process
How the APEX Sub Service Bureau Partnership Works
From your first conversation with APEX to your first bonus commission payment — here’s the path.
1
Contact APEX & Schedule a Discovery Call
Full risk assessment, customized WISP document, incident response plan, employee cybersecurity training, and follow-up maintenance review. Book at apextech4taxpros.com.
2
Submit Your Application & EFIN Verification
Complete a short application and provide your active EFIN. APEX reviews your volume history, network size, and business goals to determine your eligibility tier and estimated bonus commission range.
3
Sign Your Sub Service Bureau Agreement
Once approved, you’ll execute a formal SSB partnership agreement with APEX. This document outlines your fee structure, commission schedule, responsibilities, and the terms of the partnership — everything in writing, no surprises.
4
1-on-1 Setup, Branding & Admin Configuration
APEX’s team sets up your sub-bureau account, configures your branded software, enrolls you for bank products, and trains you on the admin dashboard. You’ll be fully operational before your preparers ever log in.
5
Recruit & Onboard Your Preparer Network
Begin adding tax preparers to your network. APEX provides you with training resources, onboarding guides, and support to help you bring in and train your first cohort of preparers under your brand.
6
File Season Begins — You Earn on Every Return
As your preparers begin filing, every software license fee, transmission fee, SB fee per bank product, and add-on fee flows to you. Monitor your network’s activity in real time through your admin dashboard.
7
Hit 250 Bank Products — Collect Your Bonus Commission
Once your network funds 250+ bank products for the season, you qualify for APEX’s volume bonus commission of $5,000–$20,000. This is paid out post-season and compounds as your volume grows year over year.
The Real Cost of Staying Where You Are
Your Current SB vs. the APEX Partnership
Most tax professionals don’t realize how much their current service bureau arrangement is costing them until they see it side by side.
Typical High-Fee SB Deal
What many preparers are stuck in right now
- Paying $200+ in SB fees per season with no return on volume
- No bonus commission regardless of how many returns you file
- Zero control over software pricing or fee structure
- Can't see where bank product fees actually go
- No ability to build or brand your own network
- Someone above you profits from every return you file
- Locked in with no leverage or growth pathway
✅ The APEX SSB Partnership
What you get when you make the switch
- Competitive, transparent SB fee structure — you know exactly what you pay
- $5,000–$20,000 bonus commission for 250+ funded bank products
- Full control over your fees, markups, and pricing to preparers
- Complete visibility into your network's bank product activity
- Build your own branded preparer network under your name
- Multiple revenue streams on every return your network files
- A real partnership with APEX — your growth is our growth
Bottom line: If you’re filing 250+ bank products per season and your current service bureau is charging you over $200 with zero bonus commission, you could be leaving $5,000–$20,000 or more on the table every single season. The APEX partnership exists to fix exactly that. Let’s talk.
This Program Is Not for Everyone. It Might Be Perfect for You.
The APEX Sub Service Bureau Partnership is a serious business opportunity — not a quick sign-up. We work with partners who are committed to building and serving their own preparer network with professionalism. Here’s who thrives in this program:
Established Tax Offices
Already running a successful office and ready to monetize your experience by supporting other preparers.
Multi-Location Operators
Running multiple offices and want a unified platform with full admin visibility across all locations.
Community Leaders & Networkers
Connected within the tax industry and ready to build and support a network of preparers under your brand.
High-Volume Preparers
Filing 250+ bank products per season and currently missing out on the bonus commission you should be earning.
Ambitious Growth Builders
Not satisfied with just preparing returns — ready to build a business that earns while you sleep, scales without a ceiling.
SB Switchers
Currently under a service bureau that doesn’t reward your volume or give you control. Ready to take what’s yours.
Not sure if you qualify? Call us at (945) 319-8633 or email info@apxtax.com. We’ll have an honest conversation about your current situation, your volume, and what the APEX partnership could look like for you — with zero obligation.
Common Questions
Sub Service Bureau FAQs
Everything potential partners ask before starting the conversation.
Ready to Stop Leaving Money on the Table?
If you’re filing 250+ bank products and not receiving a $5,000–$20,000 bonus commission — let’s have that conversation. Spots in the APEX Sub Service Bureau program are limited each season.
By application only. Minimum 250 funded bank products required for bonus commission eligibility. Contact APEX for full terms and commission schedule.